If you're worried about becoming a victim to identity theft, now is the time to protect yourself. This is a problem that continues to change and evolve with technology, so there is no reason to expect hackers to give up on stealing identities in 2024.
According to a study by the Pew Research Center, 18% of adults had some form of personal data stolen in 2014 - up from 11% in 2013. In 2015, health-insurance giant Anthem suffered a data breach attack that impacted over 80 million patient and employee records, potentially exposing vital information like names, birthdates, and even Social Security numbers. This data breach could cost Anthem well over $100 million dollars in damages and litigation.
The Bureau of Justice says losses from identity theft in 2012 added up to more than $24.7 billion. That's $10 billion more than all other types of property theft combined. These numbers show that, even though technology is improving our lives, it is also making us more susceptible to online theft.
However, your free reports don't include your credit score. If you're planning to purchase a home or vehicle in the near future, you may need to take steps to improve your credit score. Tracking your credit rating month to month is essential in understanding your credit rating.
It may be worth paying for credit monitoring when:
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